STRAIGHT TALK ON BENEFITS The Blog
I Don’t Need No Stinking Insurance
I get it, you eat well, you never see the doctor because your never sick. So you don’t need insurance. Or maybe you do…
Indemnity Plans Making A Comeback, Is That Good?
I’ve noticed a trend lately that has me worried. I have seen an increase in the number of agents pushing Limited-Liability Indemnity Plans (LLIP) instead of Major-Medical. I first raised my eyebrows when the agency I was working for decided it was the way to combat falling commission due to health care reform and continues […]
Are High Deductible Health Plans A Smart Choice?
Is there a way to manage the risk of increasing your deductible to save money on your health insurance premiums?When purchasing health insurance the first item everyone focuses on is the deductible. Should you choose a higher deductible to save money on your monthly insurance premium? Or is this too risky in the event of […]
Does Health Insurance Do More Than Keep You Out Of Bankruptcy?
The trending topic in social media and news reports right now is the growing number of uninsured people in America, and because they get emergency care anyway, they’re not that bad off. Well, stop the presses. I have yet to see an article that discusses the discrepancy of care between the insured and uninsured.The fact […]